Terms and Conditions
Introduction
Welcome to FundsAudit, a product of Fundsroom Investment Services, a company dedicated to delivering innovative financial solutions. By downloading, installing, or using the FundsAudit mobile application (“App”) or visiting its associated website, www.fundsaudit.in (“Website”), you agree to these Terms and Conditions (“Agreement”). FundsAudit is a real-time automatic transaction auditing platform designed to simplify financial management by analyzing transactional SMS data and generating insights into income, expenses, savings, and more.
Fundsroom Investment Services, with its registered office at 201,202 East Street Galleria, East Street, Camp, Pune-411001, Maharashtra, India, owns and operates FundsAudit. Please review this Agreement thoroughly. By clicking “I Agree,” accessing, or using our services, you consent to these terms. If you do not agree to these terms, you may not access or use FundsAudit.
This Agreement is governed by the laws of India, and any disputes shall be resolved under its jurisdiction.
Modification of Terms and Conditions
Fundsroom Investment Services reserves the right to update or modify these Terms and Conditions periodically to reflect changes in our services, legal requirements, or policies. Any changes will be communicated through the App or the Website. Continued use of FundsAudit after modifications constitutes acceptance of the updated Terms and Conditions. Users are encouraged to review this Agreement regularly.
Scope of Services
FundsAudit provides a suite of financial tools designed to simplify personal and business financial management. The core functionality revolves around automated financial transaction auditing through SMS analysis. Our services include but are not limited to:
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Income and Expense Analysis: Track and categorize your income and expenses automatically based on transactional SMS data.
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Auditing and Accounting: Generate detailed financial insights and reports to manage your finances effectively.
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Inventory Management: Maintain and monitor stock levels for your business needs.
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Invoicing: Create and manage invoices seamlessly.
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Business Reporting Tools: Access visual reports to evaluate your financial health.
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Order and Estimate Form Creator: Generate professional estimates and order forms for your business.
FundsAudit is available for download from the official website and the Google Play Store. Once downloaded, the App can function offline, allowing users to create and manage data without requiring an active internet connection. However, certain features, such as data syncing or report generation, may require internet access. Users are responsible for ensuring that their devices meet the necessary technical requirements to use FundsAudit.
User Responsibilities
By using FundsAudit, you agree to the following responsibilities:
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Account Security: You are responsible for maintaining the confidentiality of your username, password, and any other account credentials. You must notify us immediately of any unauthorized access or use of your account.
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Compliance with Laws: While FundsAudit provides tools to assist with compliance, such as tax and audit tracking, the ultimate responsibility for adhering to applicable laws and regulations lies with the user. FundsAudit shall not be held liable for any legal non-compliance on the user's part.
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Accurate Data Input: For optimal functionality, users are expected to provide accurate and up-to-date information. Any discrepancies in data input or usage are the sole responsibility of the user.
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Device and Internet Access: Users must ensure access to a compatible device and internet connection when required for specific features.
Data Ownership and Privacy
FundsAudit respects your right to ownership of the content you create or store using our services. The following principles govern data ownership and privacy:
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Ownership of Data: Users retain ownership of the content created or stored on FundsAudit. FundsAudit does not claim ownership of your data.
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Usage License: By using the App, you grant FundsAudit a limited license to use, reproduce, adapt, modify, and publish your content solely for internal purposes such as app improvement, troubleshooting, and performance optimization.
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Privacy Protection: FundsAudit does not sell or share user data with unauthorized third parties. All data collected is handled in accordance with our Privacy Policy.
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Data Security: We implement robust security measures to protect your data against unauthorized access, loss, or misuse. However, users are advised to maintain backups of their data, as FundsAudit is not liable for any data loss or discrepancy due to technical issues.
Permissions
FundsAudit requires certain permissions to deliver its core functionalities effectively. By granting these permissions, you enable FundsAudit to provide accurate financial insights and services.
Contacts
FundsAudit accesses contact metadata to facilitate syncing between mobile and desktop platforms. This is used solely for enhancing user experience and is not uploaded to our servers.
Location
FundsAudit collects location data to verify your current address, detect unusual activity, and prevent fraud. Location data is not collected when the App is running in the background.
SMS
FundsAudit accesses transactional SMS to analyze income and spending patterns. Only SMS from 6-digit alphanumeric senders related to financial transactions are read, and personal or OTP messages are excluded.
Device and Application Metadata
FundsAudit collects information about your device, such as hardware model, operating system, and installed applications, to assess creditworthiness and ensure secure operations.
Collection and Use of Data
FundsAudit collects and processes user data solely for its intended purposes. Below are details of data collection and usage:
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Transactional SMS: Used for real-time financial tracking, categorization, and analysis. Historical SMS data is also processed to generate comprehensive financial insights.
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Installed Applications: Metadata of installed apps is collected to assess creditworthiness and provide personalized financial solutions.
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Images and Documents: Images uploaded for KYC or documentation purposes are stored securely on our servers to enable multi-device access.
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Non-Personal Information: Browser information, IP addresses, and usage patterns are collected to improve app functionality and user experience.
Service Validity
For software subscription services, the license period begins on the date of purchase and continues for the duration specified at the time of purchase. Users are responsible for renewing their subscriptions to maintain uninterrupted access to premium features.
Disclaimer
FundsAudit provides tools and services to assist with financial management, compliance, and tracking. However, the ultimate responsibility for adhering to applicable laws and regulations lies with the user. FundsAudit shall not be held liable for any non-compliance or misuse of its services.
Limitation of Liability
FundsAudit and Fundsroom Investment Services shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
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Unauthorized access to your account or data.
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Loss or discrepancy in data caused by technical issues or user error.
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Non-compliance with legal or regulatory requirements.
Promotional Communication
By using FundsAudit, users consent to receive promotional, transactional, and service-related communications via email, SMS, or push notifications. Users can opt out of promotional communications by contacting us.
Termination
FundsAudit reserves the right to suspend or terminate a user’s account for violations of this Agreement or misuse of the App.
Contact Information
For any questions or concerns regarding this Agreement, please contact us:
Fundsroom Investment Services
Email: support@fundsaudit.co.in
Website: www.fundsaudit.in
Phone: +91-7276234533 / +91-8446874534